August 30, 2015 Call: 215 321.2378 x140

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BUCKS COUNTY EVENTS YOU MUST SEE

Stockton Inn Lobster Extravaganza          Aug 21 – Sept 6

Location: Stockton Inn, 1 Main Street, Stockton, NJ
Time: Open Wed-Sun at 5pm
Contact: (609) 397-1250
The Stockton Inn’s Executive Chef Alan Heckman will partner with celebrated Philadelphia Chef Al Paris for a tantalizing tasting menu featuring the quintessential summertime favorite-lobster! The clawed crustacean gets the spotlight in this tasting menu, which features lobster in every course, event dessert! The chef duo designed this lobster lovers’ feast, which will be available from August 21 through September 6th as a 5-course indulgence. Make a reservation today at stocktoninn.com

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Casting Now      August 21-23
HGTV/DIY
is now casting outgoing and fun current or soon-to-be owners of historic homes in Bucks, Montgomery, Delaware and Chester counties that are in need of serious restoration work! For example, do you have several rooms in your home that are severely outdated or have horrible layouts? Or do you have some living spaces that you’d like to return to their former glory? If so, we would love to hear from you! If you would like to be considered for their show, please submit your information ASAP! See website for details.

 

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FRIDAY NIGHT UNWINED CONCERT SERIES       8/21/15

Location: Shady Brook Farm, 931 Stony Hill Road, YARDLEY , PA
Time: 6:00 PM – 9:00 PM
Contact: 215-968-1670    WEBSITE    EMAIL
Join us every Friday for wine tasting,live music & more! Sorry, no outside food or beverage. $5 Wine Tasting: includes sampling of 6 different wines. No need to pay for wine tasting if you already know what you want and you do not taste the different wines. NEW for 2015 Join us in the Festival Field for these special Fridays, June 19, July 17 & August 21. $5 admission includes wine tasting for adults and an activity wristband for all. The wristband includes inflatable attractions, jumping pillows, Bears playground, Tryke track and the ALL NEW Lil Bouncing Bronco’s.

 

 

 

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Tyler State Park Fun for the Whole Family

Tyler State Park consists of 1,711 acres in Bucks County. Park roads, trails, and facilities are carefully nestled within the original farm and woodland setting. Neshaminy Creek meanders through the park, dividing the land into several interesting sections.pa parks 2

Picnicking: Welcome! All picnic areas have picnic tables, restrooms and drinking water and are surrounded by mowed, grassy areas for sunbathing and relaxing.
Please remember:
• Picnic areas are open from sunrise to sunset, on a first-come, first-served basis.
• Park only in designated areas.
• Pets must be controlled and attended at all times and on a leash or otherwise safely restrained.
• Please clean-up dog wastes.

Boardwalk Picnic Area: This area has easy access to a variety of hiking trails that connect the picnic areas. This area is especially popular with families with young children.
• Children’s playground
• Adjacent to soccer field
• Abundant parking
• Hiking trails

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Upper Plantation Picnic Area: This secluded, quiet area is popular for sunbathing. One picnic pavilion may be reserved up to 11 months in advance for a fee. Unreserved picnic pavilion is free on a first-come, first-served basis.
• Starting point for disc golf
• Sledding in the winter

Maze Picnic Area: This area has easy access to a variety of hiking trails that connect the picnic areas.
• Large play field
• Hiking and biking trails
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Boat House Picnic Area: This centrally located area is the best place to access the west side of the park and all of its biking and equestrian trails.
• Picnic pavilion and two shelters
• Play field
• Adjacent to Canoe Rental (open summer season)
• Hooded fireplace warming area
• Ice skating when ice thickness permits
• Hiking and biking trails
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Mill Dam Picnic Area: This area is adjacent to a beautiful, shaded trail which overlooks Neshaminy Creek.
• Grass fields
• Bicycle and hiking trails
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Reservations for Picnic Groves
Call toll-free 888-PA-PARKS for information, pricing and reservations.

Make a reservation
Hickory Nut Picnic Grove: This area is gated.
• Sand volleyball court (bring your own net and ball)
• Children’s play area
• Horseshoe pit (bring your own horseshoes)
• Hiking and biking trails
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Lower Plantation Picnic Grove: This easy to find area is often used by people who stop in for a quick relaxing lunch.
• Softball field
• Children’s play area
• Hiking and biking trails
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Boating: electric motors only
Neshaminy Creek offers calm, easy boating upstream from the canoe rental. The canoe rental operates daily from Memorial Day weekend through Labor Day, weather permitting.
Motorboats must display a current boat registration. Non-powered boats must display one of the following: boat registration; launching permit or mooring permit from Pennsylvania State Parks, available at most state park offices; launching permit from the Pennsylvania Fish and Boat Commission.
Pennsylvania Fish and Boat Commission laws apply. Complete information on boating rules and regulations in Pennsylvania is available from the Pennsylvania Fish and Boat Commission Web site.
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Canoe Rental: The Canoe Rental is open daily from Memorial Day Weekend through Labor Day, weather permitting. Hours of operation are 11 a.m. to 6 p. m. The last canoe goes out at 5 pm. A deposit and driver’s license is required. Special rates apply for groups of 4 or more. There are also half day and full day rates. www.tylerstateparkboats.com
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Fishing: Anglers may fish along the banks of Neshaminy Creek or from a canoe. Warm-water species include sunfish, black crappie, carp, smallmouth bass and other panfish. Neshaminy Creek is also the home of large snapping turtles, eels, frogs, water snakes and muskrats.
Pennsylvania Fish and Boat Commission laws apply. Complete information on fishing rules and regulations in Pennsylvania is available from the Pennsylvania Fish and Boat Commission Web site.

Go to the U. S. Geological Survey Web site for the water level of Neshaminy Creek Near Rushland.http://waterdata.usgs.gov/pa/nwis/uv/?site_no=01464750&PARAmeter_cd=00065,00060,00010
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Trails
A large portion of the park is interconnected by trails. These trails allow easy access to park resources and facilities.

Hiking: 4 miles of gravel hiking trails
Hikers are permitted on all trails. Gravel hiking trails to the east of Neshaminy Creek link each picnic area. If you want a longer hike, cross over Neshaminy Creek to the west side of the park via the causeway at the center of the park. There you will find most of the park’s pa parks 3bicycle and equestrian trails.
The trails give excellent views of the park and surrounding countryside. You can take a short walk or a long hike covering many miles. Several parking lots near the outer perimeter of the park allow access to remote areas and trails.

Biking: 10.5 miles of paved biking trails
If you’re riding a bicycle, remember that nearly all of the trails on the west side of the creek are hilly. Slow down and use caution on hills and around curves. Bicycle usage is permitted only on the designated asphalt surfaces.

The bicycle trails are named at each intersection. Most of the bicycle trails are over eight feet wide, paved and designed for easy two-way travel. The asphalt trails are multiple-use trails. Be a courteous and safe bicycle rider.

Picnic tables are along the bicycle trails for rest stops.

Please stay alert for horseback riders when hiking on the equestrian trails.

Horseback Riding: 9 miles of bridle trails
Riders enjoy many miles of dirt trails on both sides of Neshaminy Creek. Please stay on established trails that are marked with equestrian symbol marker posts. Horseback riding is not permitted in the picnic areas.

Parking for horse trailers is near Number One Lane Trail in the large parking lot across from the craft center. Limited additional parking is available in the lot on PA 332 across from Spring Garden Mill, and at the Schofield Ford Covered Bridge parking lot off of Swamp Road.

Disc Golfing: A 36-hole course begins at the Upper Plantation Picnic Area. Much like regular golf, but using a “Frizbee” or golf disc, the object is to complete each hole in as few strokes as possible. Course maps with rules and scorecards are available at the park office and at the Upper Plantation Picnic Area parking lot. For more information contact the Bucks County Disc Golf Alliance. www.bcdga.com

Winter Activities

Explore the Winter Report for the current snow and ice depths.

Cross-country Skiing: The equestrian trails, hiking trails and bicycle trails are unplowed and great for skiing.

Sledding: Slopes below the Upper Plantation Picnic Area parking lot and the slopes west of the covered bridge are great for sledding and tobogganing when conditions permit.

Ice Fishing: Neshaminy Creek sometimes freezes and ice fishing is permitted on the creek outside of the ice skating area. Ice thickness is not monitored. For your safety, be sure the ice is at least four inches thick and carry safety equipment.

Ice Skating: Neshaminy Creek sometimes freezes and ice-skating is permitted near the boathouse warming area. Ice thickness is not monitored.

Theater
The Spring Garden Mill, once a grain and feed mill, is leased to the Langhorne Players, Inc. The players have converted the mill into a small theater for recreational and cultural events. www.langhorneplayers.org

Tyler Park Center for the Arts
The Tyler Park Center for the Arts occupies a building that was once an equestrian and hay barn. The Arts Center converted the barn and surrounding buildings into artist dwellings, workshops and studios. They offer classes and workshops.www.tylerparkarts.org

Environmental Education and Interpretation
The park offers environmental education and interpretive programs which explore a wide variety of ecological, historical and environmental topics.

School group programming and teacher workshops can be arranged. Scout, church, civic and private groups can also arrange for special programs. Advanced scheduling for group programming is required.
Programs are available from September through May. For more information, contact the park office.

Explore the Calendar of Events for a listing of events from today forward.
Explore environmental education and interpretation for more information.

Courtesy of Pennsylvania Department of Conservation and Natural Resources

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How Often Should I Refinance the Mortgage on My House?

mortgage2Refinancing your home mortgage can provide you with an incredible range of benefits. These benefits include everything from reducing your mortgage term, lowering your payments, build equity more effectively, or pulling equity out to use for beneficial purposes. One common question that many homeowners ask is how often a mortgage should be refinanced. While there are benefits associated with mortgage refinancing, there are also some points to consider before you rush into the process.

Think About Refinancing Costs

First, remember that each mortgage application will come with refinancing costs. These costs can equate to thousands of dollars in some cases, and they include title fees, lender fees, appraisal fees and more. While these costs can typically be rolled into your home mortgage so that you pay very little money out of pocket, these costs will increase the amount of debt that is tied to your home. When you refinance too often, you are negating the effects of principal reduction from your mortgage payments.

Consider the Impact on Home Equity

Some who refinance will choose a straight rate and term refinance, and they will not pull equity out of their home. Others, however, have the desire to tap into their home equity to pay off other debts, fix up the house, take a vacation, or for other purposes. When you tap mortgage3into your home equity, you may be having a negative impact on your financial situation, depending on how you use the funds.

Pay Attention to Your Final Loan Payoff Date

Before you make a decision to refinance your home mortgage, you also should focus on your loan payoff date. Many have the goal in mind of paying off their home mortgage before they retire, and this is especially true if you plan to live in the home after retirement. On the other hand, you may have plans to sell the home and downsize before retiring. Your refinance will adjust your loan payoff date, so this is an important factor to weigh into your decision making process.
You may know people who refinance every year, and you may know others who have owned their home for a decade or longer without ever having refinanced. Each homeowner has a unique financial situation.
If you have any questions regarding specific benefits associated with a refinance loan, feel free to call me directly at 215-519-1399.

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Think Warm! Things You Can Do To Prepare For Spring

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Guess what – that beautiful white snow just won’t seem to go away. Every time we look out the window, we’re gently reminded of three things – snow, ice and bitter cold. However, even though we are living in what seems to be a frozen tundra right now, we actually can begin preparing for the other “s” word – spring!

You’ve been snowed into your home too many times this winter. Start thinking about getting outside into your garden – or starting a garden if you don’t already have one. Planning the placement of your garden, which plants you would like to grow, and even researching some plants that grow beautifully in our area but you have never grown before will begin to help you feel as if spring is just around the corner.

Plan a bbq with all of your favorite summer foods – and even invite some of your friends. Fire up the grill and begin cooking some of your favorites – and enjoy the company of your friends at the same time.

If you are stuck inside and just don’t want to venture outside, start your spring-cleaning a little early. This is a great time to start cleaning out your closets, rearrange furniture, and get rid of some clutter.

Thinking of moving to Bucks County or want to learn more about the area? Call me today at 215-519-1399.

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Stay Warm and Indoors!

It’s no joke – wow is it cold outside. Here in Bucks County, and many parts of the Northeast, all of us are bundled up and waiting for the Arctic chill to go away. These are some things you can do, from the comfort of your home, to pass the time away – not to mention spend more time with your family.

1.    Camp Inside – Set up the sleeping bags (and even the tent if you’re feeling adventurous), and pretend you’re camping outside. Sing some camp songs, cook up hot dogs (over a wood burning fireplace if you have one), and even watch some favorite movies – all from the comfort of your tent!

2.    Take Turns Telling A Story – All ages can take part in this idea. Have the youngest start with “Once upon a time”, and have everyone in the room take part in making up a story. See how long you can make it.

3.    Play Sock Volleyball  - All players take off their shoes and socks. Tie one sock into a loose knot, have all players lie down on their backs on the floor, and play volleyball with only your feet. This is sure to bring many laughs!

4.    Pull Out the Old Photo Albums or Video Tapes – Everyone will enjoy seeing photos and recordings of themselves from years ago.

Stay warm this winter, whether you live in Bucks County or our surrounding areas. Before you know it, spring will be just around the corner!

Thinking of moving to Bucks County or want to learn more about the area? Call me today at 215-519-1399.

 

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Be Safe This Winter

We are already experiencing winter here in Bucks County – and even though the snow looks pretty and is fun to play in, you still of course have to practice safety – especially on the roads and sidewalks.

When driving – be sure to take your time, especially if it’s snowing. The roads can be slick, and we have some very curvy roads that can easily cause your car to go out of control.

Walking – just simply watch your step. Black ice is everywhere this time of year, and is especially prevalent when the temperatures are below freezing. It is very easy to accidentally step on a patch of black ice, slip and fall.

Take caution when bundling up your kids to play outside as well. They need the gloves, hats and scarves to keep them warm and protect them from the freezing temperatures.

Be safe, and enjoy the snow and chilly weather here in Bucks County. Our area is beautiful this time of year!

Thinking of moving to Bucks County or want to learn more about the area? Call me today at 215-519-1399.

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Common Real Estate Terms for 1st Time Home-Buyers

When purchasing your first home in Yardley, Downingtown or anywhere throughout the United States, some of the terms you may hear can be confusing and overwhelming. To help you through the process of finding and buying your home, here are some definitions to terms realtors use frequently.

Asking price – This is the suggested price that the sellers are asking for the sale of their home. It is negotiable and your agent can assist in writing an offer when you find a home you like.

Down payment – A down payment is a portion of the purchase price for the property you are agreeing to buy. It shows the seller you are serious about purchasing their home.

Walk-through – You will perform a walk-through of the property right before the sale closes, to ensure the property meets your standards, there is no damage inflicted by the seller since the last time you saw the property, and to confirm that it is vacant.

If you are ready to search for your first home in Bucks County, call me today at 215-519-1399. You may also search my website for all properties for sale throughout Yardley, Washington Crossing, and Langhorne, or send me an email if you have any questions.

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Shadow Inventory

Definition of ‘Shadow Inventory’

A term that refers to real estate properties that are either in foreclosure and have not yet been sold or homes that owners are delaying putting on the market until prices improve. Shadow inventory can create uncertainty about the best time to sell (for owners) and when a local market can expect full recovery. Also, shadow inventory typically causes reported data on housing inventory to understate the actual number of inventory in the market.

 

Investopedia explains ‘Shadow Inventory’

With the unprecedented number of foreclosures stemming from the subprime mortgage meltdown of 2007-2008 and the overall housing market collapse during that crisis, lenders were left with significant real estate holdings. Many lenders were slow to put their inventory up for sale for fear of flooding the market and further driving down prices, which would in turn lower their potential ROI.

The utterance of the term “shadow inventory” can conjure up fear, uncertainty and mystery about the future of the housing market.

First coined to describe the volume of lender-repossessed properties that haven’t yet reached the market as REOs (bank-owned listings), the term has been expanded by some to include homes in a foreclosure process and even those with delinquent loans that haven’t yet entered the foreclosure process.

These various definitions have added to the confusion about its potential threat to the housing market and economy as a whole.

One of the great economic success stories of 2012 was that the housing market finally found a bottom, and even began to show signs of a nascent recovery. But even as positive data on the real estate market began to trickle in early last year, not everyone was convinced. The main reason for skepticism were millions of homes that had not yet hit the market, but probably would soon — either because they were already inforeclosure or because the homeowners were so far behind on payments that foreclosures were imminent. These properties, which last year were estimated to range anywhere from 3 million to 10 million in number, were dubbed the “shadow inventory” of homes.

The reason the shadow inventory was thought to be bad news for the housing market was that when these homes finally did go up for sale, they would overwhelm the demand for housing, which had slowed in recent years due to the poor economy and sluggish population growth. But a recent report from analytics firm CoreLogic says that the shadow inventory as of October 2012 has fallen to 2.3 million, a 12.3% drop year-over-year. In other words, this catalog of homes has been reduced significantly without the detrimental effect on nationwide home prices that some had feared. So what happened, and why has the dreaded shadow inventory not yet sunk the convalescent U.S. housing market? I asked Sam Khater, Deputy Chief Economist at CoreLogic, and he outlined three key reasons:

Investors Got in on the Game

The housing recovery was prevented for so long in part because of tight credit standards and because so many homeowners owed more on their mortgages than their homes were worth. This left many homeowners unable to take advantage of increasingly cheap prices. But by 2012, home prices had fell so far that it became lucrative for investors — either investment vehicles like real estate investment trusts or individual investors looking to earn extra income as landlords — to snap up real estate at historically low prices. Khater says the speed and enthusiasm with which investors bought these properties was a bit of a surprise, and one of the main reasons why the market was able to work off a significant chunk of shadow inventory without it depressing home prices.

Lenders Ramped Up Principal Forgiveness

When a homeowner cannot repay his mortgage, mortgage lenders often end up losing a lot of money even after they repossesses and resell the home. Homes sold after foreclosure sell for a deep discount, and going through foreclosure proceedings is very costly for banks as they must continue to pay taxes and upkeep costs while the process unfolds. So modifying a delinquent loan so the borrowers can remain in the home, even if it means forgiving principal, can sometimes make sense for all parties involved.

The problem is that the securitization of home loans, whereby loans are pooled and sliced up into different payment “tranches,” or bundles, made it so that there wasn’t one specific investor who could decide to modify a loan. And the fight over who would bear the losses when a mortgage was modified prevented much modification from happening at all.

Beginning with the $25 billion mortgage settlement between the nation’s largest mortgage servicers and states attorneys general, however, the tide began to shift a bit. Banks have been forced, because of the terms of that settlement, to engage in principal-reducing mortgage modifications, which have helped keep homeowners out of foreclosure and, thereby, their homes off the market. According to a recent report from the OCC the share of loan modifications made by servicers in the third quarter of 2012 that include principal reduction have risen 110.6% when compared to the similar period in 2011.

Many Homeowners Remain Underwater

Even with the improving housing market, many homeowners remain underwater. Paradoxically, this has buttressed the housing market of late, as it keeps these homeowners from putting their property on the market. These homeowners being locked out of the market, combined with avid interest from investors in cheap residential real estate, has led to the amount of homes for sale being historically very low. And when supply is restrained, prices go up. As prices rise, more homeowners will get out from their underwater mortgages. “This dynamic will unlock some borrowers, but it won’t lead to a flood of new homes on the market,” Khater says. “It’ll be more of a slight opening of the spigot.”

All this goes to show that predicting the movement of large, complex markets like housing can be difficult even for experts who make a living doing just that. A year ago, many smart people took a look at the inventory waiting on the sidelines, and couldn’t imagine the market being able to absorb it. The fact that lenders are more aggressively modifying mortgages and a new investor class has stepped up to take advantage of cheap prices shows that even the savviest of analysts can be caught off guard by new trends.

The number of homes in “shadow inventory” dropped from 2.6 million in October 2011 to 2.3 million in October 2012, according to a new report from CoreLogic.

Shadow inventory refers to the supply of homes that are in foreclosure or have seriously delinquent mortgages but are not yet on the market.

Many housing experts once predicted that the shadow inventory would cause overall inventories to skyrocket and place downward pressure on home prices. Yet an increase in short sales and loan modifications have helped to lessen the impact, analysts say.

“The size of the shadow inventory continues to shrink from peak levels in terms of numbers of units and the dollars they represent,” says Anand Nallathambi, president of CoreLogic. “We expect a gradual and progressive contraction in the shadow inventory in 2013 as investors continue to snap up foreclosed and REO properties and the broader recovery in housing market fundamentals takes hold.”

 
A new report from CoreLogic shows that the shadow inventory of homes fell 12.3 percent in October from a year ago.

Also known as pending supply, shadow inventory represents the houses that are intended for sale but aren’t yet on the market.

There are 2.3 million units in the shadows, which represent a seven month supply.

“The size of the shadow inventory continues to shrink from peak levels in terms of numbers of units and the dollars they represent,” said Anand Nallathambi, president and CEO of CoreLogic. “We expect a gradual and progressive contraction in the shadow inventory in 2013 as investors continue to snap up foreclosed and REO properties and the broader recovery in housing market fundamentals takes hold.”

Here are some key points from the report.

  • As of October 2012, shadow inventory fell to 2.3 million units, or seven months’ supply, and represented 85 percent of the 2.7 million properties currently seriously delinquent, in foreclosure or in REO.
  • Of the 2.3 million properties currently in the shadow inventory (Figures 1 and 2), 1.04 million units are seriously delinquent (3.3 months’ supply), 903,000 are in some stage of foreclosure (2.8 months’ supply) and 354,000 are already in REO (1.1 months’ supply).
  • As of October 2012, the dollar volume of shadow inventory was $376 billion, down from $399 billion a year ago.
  • Over the three months ending in October 2012, serious delinquencies, which are the main driver of the shadow inventory, declined the most in Arizona (13.3 percent), California (9.7 percent), Michigan (6.8 percent), Colorado (6.8 percent) and Wyoming (5.9 percent).
  • As of October 2012, Florida, California, Illinois, New York and New Jersey make up 45 percent of the 2.7 million properties that are seriously delinquent, in foreclosure or in REO. In October 2011, these same states made up 51.3 percent of all the distressed mortgages that were at least 90 days delinquent, in foreclosure or REO.
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Buying HUD Homes

HUD (Housing and Urban Development) is the federal agency that takes responsibility for FHA backed loans that go wrong…  A HUD home is a 1-4 unit residential property acquired by HUD when a loan backed by FHA, goes into foreclosure.

Here are some specifics about the process of buying a HUD home:

  • HUD becomes the property owner and offers the home for sale to recover the loss on the foreclosure claim.
  • HUD homes are appraised and then priced at fair market value for their area.  The homes are sold “as is”, but the price has generally been adjusted down to reflect repairs that the homeowner will have to make.
  • HUD homes are sold using a bidding process.  There is an offer period, during which, sealed bids are accepted from your agent. Once the offer period closes, all bids are opened, and HUD will generally accept the highest bid, or the bid that brings them the highest net.
  • If your bid is accepted, your agent will be notified within a couple of days.  You will be given a settlement date – usually 30-60 days from the date of the accepted contract.
  • If no one makes an offer for a HUD home within a certain amount of time, HUD will lower the price.  The price will continue to drop until an offer is made and accepted.

So, what is the best way to safely purchase a HUD home?

  • Find the right real estate agent.  Only agents who are registered with HUD may represent home buyers and investors in the purchase of a HUD home.  The best way to track down the right agent is to go through the website that lists HUD homes in your area, and determine which agent has the most winning bids.
  • Be sure to inspect the property before making an offer.  The listing agent has access to the property and can show it to you.
  • Make an offer based on the process above
  • Get your financing in order so you can close in a timely fashion.  It could be as soon as 30 days from acceptance date.  It would really be in your best interest to secure financing before you make an offer.
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Buying your first home

There are many benefits to home ownership.  Buying your first home will make you a part of the Bucks County  community you move into and you will experience the security and satisfaction of owning the roof over your head.

Some of the other advantages of homeownership include:

• Building equity – you will be growing your assets as the value of your property increases

• Huge tax benefits – you can deduct mortgage interest and property tax

• You will be building your credit

Owning your own home is a big commitment and you need to take into account credit, cash flow and your savings.

That being said, right now is a great time for first time homebuyers to take advantage of record low interest rates and home prices.

Here are a few tips/suggestions for first time homebuyers:

• Meet with a licensed mortgage broker (or three).  They will help you know what you can afford and what down payment and plans will work for you.

• Find a knowledgeable agent. As a REALTOR®, I have earned many prestigious production awards. I have worked with people from all over the world. I have assisted many Fortune 500 companies with their relocation efforts. I have helped families buy and see real estate at all different price levels. Having lived in the area for over 20 years, I have a great deal of knowledge about the area, and am able to share that knowledge with buyers and sellers.

• Take a class on home ownership so you can fully understand the financial commitment you are taking on.  You’ll need to understand insurance, taxes, budgeting, utilities, home warranties, credit scores and potential government programs available for first time home buyers

• Ask lots of questions – of your agent, your mortgage broker, and home inspector.  These are the professionals that you have hired to guide you successfully through this process.

In Bucks County, there are multiple resources for first time homebuyers, including:

• The Home Program

• Bucks County Housing Trust Fund

• Housing Rehabilitation Program

• Brownfields for Housing Program

Give me a call (215-519-1399), or drop me an email (Marty@MartinMillner.com) and I will help educate you on the assistance that is available to first time homebuyers, and help you with your search for the perfect home.

 

 

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